The Proposed 50-Year Mortgage Explained: Benefits, Risks, and Real-World Impact for Massachusetts Homebuyers

The proposed 50-year mortgage has sparked national debate, promising smaller monthly payments but raising serious concerns about long-term equity, refinancing limitations, and lifetime interest costs. This deep dive breaks down exactly how the plan works, who might benefit, and what Massachusetts buyers must consider — especially when comparing real-world examples like a $495,000 home in Holden.

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RE/MAX Vision
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Worcester, MA 01608
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diane@dianesmybroker.com

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